Waterford Homes under $900,000

Welcome to Waterford, California—a charming gem nestled in the heart of Stanislaus County. Known for its picturesque landscapes and friendly community, Waterford offers a serene lifestyle with the perfect blend of rural charm and modern conveniences. This delightful city is surrounded by lush farmland and is just a stone's throw away from the stunning Sierra Nevada foothills, making it an ideal spot for outdoor enthusiasts and nature lovers alike.

Waterford boasts a vibrant community spirit, with local events and farmers' markets that bring residents together. The city's rich agricultural heritage is evident in its beautiful orchards and fields, while its close-knit atmosphere fosters a sense of belonging. Families will appreciate the excellent schools and recreational facilities, ensuring that there’s something for everyone to enjoy.

For those seeking their dream home, Waterford presents an impressive array of properties under $900,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming cottage with character, you’ll find a variety of options that cater to diverse tastes and lifestyles. Many of these homes feature modern amenities, inviting backyards, and easy access to local parks, making them perfect for creating lasting memories.

With its affordable housing market and welcoming community, Waterford is a fantastic place to call home. Come explore the possibilities and discover why so many are choosing to make this delightful city their own. Your dream home awaits in Waterford, where comfort and community come together in perfect harmony!

Newest Waterford Homes under $900,000

$399,999

3 Beds ⋅ 2 Baths ⋅ 1,144 SqFt. ⋅ 226129228 MLS

Your next chapter awaits! Check out this beautifully updated home on a spacious corner lot in Waterford, CA! Peace of mind comes with a new roof and new garage door. Step inside to find a freshly painted interior, new carpeted bedrooms, LVP throughout living spaces, and an newly updated kitchen. With this expansive lot size this provides endless possibilities for entertaining, an ADU, or RV Parking. Located in a quiet neighborhood just minutes away from schools and parks with a quick commute to Modesto. This won't last long!

12159 Pecan Ave, Waterford

Listing courtesy of PMZ Real Estate.

$379,900

3 Beds ⋅ 1 Baths ⋅ 960 SqFt. ⋅ 226127956 MLS

Charming Move-In Ready Starter Home! Perfect for first-time buyers, this beautifully updated 3-bedroom, 1-bath gem offers comfort, style, and convenience. Step inside to discover fresh interior and exterior paint, gleaming laminate flooring,and plush new carpeting. The bright kitchen shines with elegant granite countertops. Enjoy year-round comfort with central heat and air. Situated on a generous 6,000 sq. ft. lot, the property features a fully fenced backyard ideal for relaxing or entertaining, plus a large 1.5-car garage and plenty of side exterior space for your boat or RV. Located in Waterford, this home also qualifies for a USDA rural development loan. Don't miss out on this fantastic opportunity. Schedule a tour today!

12118 Hernandez Avenue, Waterford

Listing courtesy of Endurance Real Estate.

$525,000

3 Beds ⋅ 2 Baths ⋅ 1,351 SqFt. ⋅ 226127846 MLS

Welcome to this stunning turn-key home in a fantastic location of Waterford. This immaculate fully-updated 3/2 home on a massive lot has so much to offer. This single story property is thoughtfully designed with an open living space concept, blending comfort, style, and functionality. Step inside and you will find wood laminate flooring, vaulted living room ceiling, dual pane windows, and more. The kitchen has been updated showcasing quartz counter tops, white cabinets with crown molding accents, stainless steel refrigerator and oven, illuminated by recessed can lighting. Off the kitchen is a dedicated dining space that also opens directly into the living room and views of the fully landscaped backyard. From the living room you can retreat to the true master suite. The master suite is a true spacious sanctuary with vaulted ceilings, a walk-in closet, and dedicated access to your backyard. The attached en-suite bath is equally impressive, boasting dual sinks, a large soaking tube, and a separate shower with a glass door and beautiful tile surrounding. Down the hall features two more bedrooms, another updated bathroom with tub/shower combo, and dedicated indoor laundry room. Outside this property continues to shine. The beautifully landscaped front yard offers wonderful curb appeal, while the backyard is a private entertainer's paradise with large stamped cement back patio, sitting area with pergola over, large redwoods across the entire back of property, and large grass area surrounded by fully landscaped plants, shrubs, and more. The back also features a fence separating the landscaped backyard from another large separate space where the possibilities are endless. A rear garage door allows access to your backyard giving you possible boat/trailer parking, and other unlimited options. Possible dog run, private garden, pool, kids play area, etc. This rare combination of updated, move-in ready on large lot properties don't come along often. Bring your pickiest buyers. Come and experience all that 13539 Bentley Street has to offer!

13539 Bentley Street, Waterford

Listing courtesy of PMZ Real Estate.

$409,900

3 Beds ⋅ 2 Baths ⋅ 1,200 SqFt. ⋅ 226125278 MLS

Wonderful opportunity to own this adorable 3/2 home w/a big back yard on a quiet street in Waterford. Walking distance to the Jr. High School and Middle School down a winding shady tree lined path to the schools. Also located right across from the Basin Park where there is a big grassy, safe area to play where you can see your children from your front porch! The new quartz counters in the kitchen, tile flooring and new microwave add new updating to the kitchen, newer gray carpet, and bathrooms recently updated. Bring your RV, there's RV hook-ups with a 220 volts plug-in and Boat parking. The backyard is very roomy with a large cement patio, a nice storage shed that stays and a raised garden area, plus plenty of room for that pool if one chooses. The cozy gas fireplace will help warm the home with the winter coming. This home resides in a town with special financing programs to help Buyers own their own home!Seller has also offered $10,000. with a full price of $409,900. offer to buy down their interest rate. What a great reason to choose this updated home!

12218 Goldmine Avenue, Waterford

Listing courtesy of HomeSmart PV & Associates.

$435,000

4 Beds ⋅ 2 Baths ⋅ 1,372 SqFt. ⋅ 226119055 MLS

Welcome to 608 Bronze Ln! Extensively rebuilt while retaining its original foundation and framing, this 4-bedroom, 2-bath home offers an open-concept layout and major system upgrades throughout. Improvements include new electrical wiring, a new 200-amp electrical panel, a new roof, a new HVAС system, and updated plumbing. Move in with added peace of mind knowing these major systems have been updated! Enjoy the charm of small-town living in Waterford, a community known as the gateway to recreation. Don't miss the opportunity to make this beautifully rebuilt home your own!

608 Bronze Lane, Waterford

Listing courtesy of PMZ Real Estate.

$409,000

3 Beds ⋅ 2 Baths ⋅ 1,056 SqFt. ⋅ 226123033 MLS

Welcome to 669 Flora Way! This beautifully maintained, move-in-ready home sits on a desirable corner lot in an established Waterford neighborhood. Featuring 3 bedrooms, 2 full bathrooms, indoor laundry, and a 2-car garage, this home offers a bright and inviting open floor plan with abundant natural light. The stylish kitchen features granite countertops, ample cabinetry, and stainless-steel appliances, flowing seamlessly into the living area. The primary suite offers a private bathroom and walk-in closet. Step outside to the large backyard, offering plenty of space for entertaining, relaxing, gardening, or creating your dream outdoor retreat. The corner lot also provides excellent potential for RV or boat parking. Conveniently located near schools, shopping, dining, and Highway 132. Perfect for first-time buyers, families, or investors. Move-in ready and full of opportunity come see why you'll want to call 669 Flora Way home! Seller is offering $10,000 toward an interest rate buydown with a full-price offer of $409,000. Take advantage of this opportunity to potentially lower your monthly mortgage payment!

669 Flora Way, Waterford

Listing courtesy of PMZ Real Estate.

$469,995

3 Beds ⋅ 2 Baths ⋅ 1,430 SqFt. ⋅ 226120412 MLS

Come and View this home that is in move in condition. Boasting many upgrades and located close to shopping and schools which are all within walking distance. This home will not disappoint even the pickiest buyer. Upgrades include newly landscaped front and back yard with artificial turf for low maintenance. Pool recently retiled and refinished making it look almost new with new LCD lighting for the perfect night swim along with a new sand filter. Roof and back yard gutters along with a newer AC unit all replaced within the last 8 years. The interior was recently painted and a new custom 50" electric fireplace insert with mantle was fully renovated giving a nice ambiance to the living room dining room combination. Recessed lighting also added with this renovation. Kitchen has a new microwave with dishwasher. The kitchen allows space for a breakfast nook with a large window that overlooks the front yard and street. Master bedroom has a glass sliding door that opens to your beautiful back yard, just steps from the pool. Master bath has a renovated walk-in shower with sitting area along with dual sinks accommodating her needs and his. Off the master bathroom is a spacious walk-in closet. Hall bath renovated within the last 3 years and a new storage shed just months old.

12123 Fearl Drive, Waterford

Listing courtesy of Atlantic Realty.

$389,000

2 Beds ⋅ 1 Baths ⋅ 1,172 SqFt. ⋅ 226118077 MLS

Welcome to 12609 La Gallina Avenue, a beautifully renovated Waterford home offering modern updates and comfortable living. This home has been thoughtfully refreshed throughout and is truly move-in ready. The recently renovated kitchen provides a fresh, modern space for everyday living and entertaining, while the updated bathroom adds style and functionality. New flooring and fresh interior paint create a clean, inviting feel throughout the home. Major improvements include a new roof, new central heat and air system, and new stucco, offering peace of mind and attractive curb appeal. Step outside and discover a large backyard with alley access, providing valuable flexibility for parking, storage, outdoor entertaining, gardening, or future possibilities. The generous outdoor space is a rare and desirable feature that adds to the overall appeal of this property. With extensive recent renovations and a spacious backyard, this home offers the opportunity to enjoy a turnkey property without the hassle and expense of major remodeling. A wonderful opportunity for a first-time buyer, down-sizer, or investor looking for a beautifully updated Waterford home.

12609 La Gallina Avenue, Waterford

Listing courtesy of Sierra Oaks Realty.

$523,990

5 Beds ⋅ 3 Baths ⋅ 2,311 SqFt. ⋅ 226117178 MLS

New Construction! December Move In! Welcome to Trestle, D.R. Horton's new community in Waterford! Introducing the Montara floor plan. Plenty of space for everyone in this amazing home design! This home features five bedrooms, three full baths and a total of approximately 2,311 square feet of living space. The front of the home has a private bedroom with a nearby full bath ideal for a quiet workspace or guests. This home contains a roomy living space with a gourmet kitchen and a large eat-in island and pantry for storage. Dining in the great room makes it easy to host and entertain guests. On the second level, you'll find a large loft for leisure and fun, three secondary bedrooms, a full bath with a tub and a laundry space for convenience. The primary bedroom and bath feature an oversize walk-in closet, a large double vanity, a walk-in shower, and a separate water closet. An ample two-car garage and under-the-staircase storage space finish out this fantastic home. No HOA - All homes come with 10-yr ltd warranty. Why pay more? Our upgrades and options in our model homes are standard in all floor plans! (Photos/renderings are of model home or artist conception as this home is under construction)

619 Moonlit Court, Waterford

Listing courtesy of D.R. Horton- Sacramento.

$440,000

3 Beds ⋅ 2 Baths ⋅ 1,430 SqFt. ⋅ 226112420 MLS

Welcome to 13132 Heather Drive! This well-maintained 3-bedroom, 2-bath home offers 1,430 sq. ft. of comfortable, move-in-ready living in an established Waterford neighborhood. Thoughtful updates include a newer roof and windows, plantation shutters, fresh interior and exterior paint, granite countertops throughout, and beautifully updated bathrooms featuring quartz shower surrounds. The functional floor plan offers inviting living spaces, while the backyard provides plenty of room to relax, entertain, or make it your own. With many of the big-ticket updates already completed, this home is ready for its next chapter. Come take a look and see why Heather Drive just might be the one!

13132 Heather Drive, Waterford

Listing courtesy of PMZ Real Estate.

$795,000

4 Beds ⋅ 2 Baths ⋅ 1,456 SqFt. ⋅ 226112559 MLS

Beautifully remodeled country property situated on approximately 18.1 acres just north of Waterford. Nestled beneath magnificent mature oak trees, this move-in-ready 1,456 square foot manufactured home offers four bedrooms, two bathrooms, and has undergone an extensive 2026 renovation. Recent upgrades include a new roof, new septic leach field, new floor system, HVAC servicing, extensive interior remodeling, and numerous exterior improvements. Approximately 16 acres are planted to productive Tulare walnuts irrigated with reliable Modesto Irrigation District (MID) surface water delivered directly from the adjacent canal through a micro-sprinkler system. Whether you're looking for a peaceful country residence, room to spread out, or the opportunity to own an income-producing walnut ranch, this exceptional property offers the ideal combination of comfortable rural living and productive agricultural acreage.

1507 Old Tim Bell Road, Waterford

Listing courtesy of Fiorini Real Estate Services.

$569,900

4 Beds ⋅ 3 Baths ⋅ 2,147 SqFt. ⋅ 226110467 MLS

Riverfront living at its best! Located in the desirable gated community of River Pointe, this beautifully updated 4-bedroom, 2.5-bath home offers a wonderful combination of comfort, style, and an unbeatable setting. The home has been thoughtfully updated throughout, including the kitchen and primary bathroom, while crown molding downstairs adds an elegant finishing touch. The spacious primary suite is a true retreat, featuring a private balcony with beautiful river viewsthe perfect place to enjoy your morning coffee or unwind at the end of the day. With the river walking path directly behind the home, outdoor enjoyment is literally steps from your back door. A walk-in pantry provides added convenience, while the 3-car garage with overhead shelving offers plenty of room for vehicles and storage. Enjoy all the amenities River Pointe has to offer, including a community pool, playground, and clubhouse. Come experience the lifestyle, location, and tranquility that make this riverfront home truly special!

13102 Rivercrest Drive, Waterford

Listing courtesy of HomeSmart PV & Associates.

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