Waterford Real Estate

Welcome to Waterford, California—a charming gem nestled in the heart of Stanislaus County. Known for its warm community spirit and picturesque landscapes, Waterford offers a unique blend of small-town charm and modern conveniences, making it an ideal place to call home.

With a population of just over 8,000 residents, Waterford boasts a tight-knit community where neighbors become friends and local businesses thrive. The city's rich agricultural roots are evident in its lush orchards and expansive fields, providing a serene backdrop for outdoor enthusiasts and nature lovers. The nearby Tuolumne River offers a perfect setting for fishing, kayaking, and leisurely strolls along its banks.

Waterford is also home to several parks, including the popular Waterford Community Park, which features playgrounds, sports facilities, and picnic areas, making it a favorite spot for families and community gatherings. The annual Waterford Harvest Festival celebrates the city's agricultural heritage, drawing visitors from near and far to enjoy live music, delicious food, and local crafts.

Education is a priority in Waterford, with schools that are dedicated to fostering a love for learning and community involvement. The city's proximity to larger urban centers like Modesto and Turlock provides residents with easy access to shopping, dining, and entertainment, while still enjoying the tranquility of a smaller town.

Whether you're looking to settle down, raise a family, or invest in a vibrant community, Waterford, CA, offers an inviting atmosphere, rich history, and a bright future. Come discover the charm of Waterford—where your dream home awaits!

Newest Listings in Waterford

$458,999

3 Beds ⋅ 2 Baths ⋅ 1,348 SqFt. ⋅ 226094760 MLS

Charming 4 years young home in Waterford. 3 bedrooms, 2 baths with an inviting open floorplan. Features landscaping in the front with a patio in the backyard. Refrigerator, washer and dryer included!

449 Stein Way, Waterford

Listing courtesy of Coldwell Banker Valley Central.

$999,999

226094512 MLS

MULTI TENANT OWNER USER/INVESTMENT OPPORTUNITY This is a rare opportunity to acquire a highly visible corner commercial property in Waterford, a market with extremely limited commercial inventory. Positioned at the intersection of F Street and Bentley Street, the property benefits from excellent exposure along one of the city's primary commercial corridors. The property includes an existing California ABC Type 20 (Off Beer & Wine) License, and a fully built-out vacant supermarket with a kitchen, providing an ideal owner-user opportunity with immediate occupancy potential. The vacant space is also available for lease, offering flexibility for prospective tenants seeking a move-in-ready retail or food-service location. In addition, the property includes a barbershop and a bakery/coffee shop that generate steady rental income that can help offset mortgage payments. This flexible investment allows a buyer to occupy the supermarket space for their own business while benefiting from existing cash flow, or alternatively lease the vacant space to maximize returns. With its strong visibility, corner location, established tenant base, and value-add potential, the property presents a compelling opportunity for both investors and owner-users seeking long-term growth in a supply-constrained market.

304 F Street, Waterford

Listing courtesy of RCB Real Estate.

$750,000

3 Beds ⋅ 2 Baths ⋅ 2,162 SqFt. ⋅ 226094153 MLS

Welcome home to 236 N Missouri Ave in Waterford, CA! This unique property offers 2,162 sq ft of living space with 3 bedrooms, 2 bathrooms, a living room, and a separate family room featuring a cozy wood-burning stove perfect for those cool Central Valley evenings. A newer HVAC system adds year-round comfort and peace of mind. Set on 8.32 sprawling acres with MID irrigation, there's room to grow, garden, or run livestock. A large barn provides fantastic storage, workshop, or equestrian potential, while a second pad with utilities and a separate septic system already in place opens the door to a guest home, ADU, or additional structure of your choosing. Enjoy the charm and warmth of small-town living with that coveted Waterford feel, great local schools, and just minutes from shopping. Craving city amenities? Modesto is right around the corner, giving you the best of both worlds peaceful acreage living with quick access to bigger-city conveniences. Whether you're dreaming of a hobby farm, an equestrian setup, or simply space to spread out, this property is bursting with potential. Don't miss your chance to make this one-of-a-kind Waterford gem your own!

236 N Missouri Avenue, Waterford

Listing courtesy of Grand Properties.

$399,999

3 Beds ⋅ 2 Baths ⋅ 1,285 SqFt. ⋅ 226094102 MLS

Move-In Ready & Priced to Sell! Don't miss this incredible opportunity to own this charming 3-bedroom, 2-bath home offering 1,285 square feet of comfortable living space at an unbeatable price! Whether you're a first-time homebuyer, downsizing, or looking for a fantastic investment property, this home checks all the boxes. Step inside to an inviting great room concept with vaulted ceilings that's perfect for everyday living and entertaining. The bright kitchen features eat-in dining, creating a warm gathering space. Additional highlights include an inside laundry area, an impressive 3-car garage with plenty of room for vehicles, storage, or hobbies, and a private gated courtyard that's perfect for enjoying your morning coffee or relaxing in the evening. Outside, you'll love the low-maintenance front and back yards, giving you more time to enjoy life and less time doing yard work. Homes in this price range that are clean, move-in ready, and offer this much value don't stay on the market for long! Schedule your showing today before someone else calls this wonderful home their own!

12760 Quicksilver Street, Waterford

Listing courtesy of EXIT Realty Consultants.

$415,000

4 Beds ⋅ 3 Baths ⋅ 1,200 SqFt. ⋅ 226091202 MLS

Welcome to 430 Becky Way in Waterford with recent upgrades including new interior paint, laminate flooring, new countertops, fresh finishes, RV parking, and an in-law suite in the garage with its own separate access. This well-maintained home offers a spacious layout with a large family room that flows into an open-concept kitchen, ideal for both daily living and entertaining. The kitchen features stone counters, a functional peninsula, and ample storage. The home includes a comfortable primary bedroom with a private ensuite, while the main bathroom offers a double vanity and walk-in shower. Situated on a desirable corner lot, the property showcases great curb appeal, along with a welcoming porch and attached garage. The garage conversion includes an extra room and half bath, providing flexible living space. Washer, dryer, and refrigerator are included in the sale. Conveniently located near schools, shopping, and dining, this move-in-ready home is a must-see.

430 Becky Way, Waterford

Listing courtesy of GNN Real Estate.

$419,999

3 Beds ⋅ 2 Baths ⋅ 1,100 SqFt. ⋅ 226088916 MLS

Welcome to 12122 Washington Rd in the charming quiet community of Waterford. This beautifully updated 3/2 single story home offers comfortable living space on a spacious 6,300 sf corner lot. With fresh interior paint, stylish upgrades, and wonderful curb appeal, this home is truly move-in ready. Step inside to discover a bright, inviting interior featuring new durable laminate flooring throughout bedrooms and hallway, fresh paint and an updated kitchen complete with gorgeous quartz countertops and dining bar, stainless steel sink, nice appliances with a gas range, abundant cabinet storage, and a convenient breakfast bar and nook perfect for casual dining, morning coffee or entertaining family and friends. The backyard offers plenty of room to relax, garden or play, featuring raised garden beds and ample ourdoor space to make your own. The generous corner lot also provides possible RV or boat parking adding flexibility for your recreational style. Located in the peacful, rural community of Waterford, you'll appreciate the small town charm, quiet streets, and welcoming atmosphere while still enjoying convienent access to nearby schools, parks, shopping, and communter routes. Whether you are a first time homebuyer, looking to downsize, or searching for a great investment opportunity, this home offers exceptional value, thoughtful updates, and endless potential. Don't miss your opportunity to own this charming move-in ready home!

12122 Washington Road, Waterford

Listing courtesy of PMZ Real Estate.

$1,900,000

226088765 MLS

Premier Residential Development Opportunity - Tentatively Approved 53-Lot Single-Family Patio Home Subdivision located in the growing community of Waterford, California. This opportunity provides builders and investors with a substantially advanced entitlement position, reducing development risk while accelerating the path toward construction. The project has been thoughtfully designed for 53 single-family patio homes, offering a housing product that aligns with today's market demand for attainable, low-maintenance ownership opportunities. The proposed community is well suited to first-time homebuyers, move-up buyers, empty nesters, and retirees seeking the affordability and quality of life offered by California's Central Valley. Strategically positioned within Stanislaus County, Waterford continues to benefit from regional population growth, expanding employment opportunities, and increasing housing demand driven by its proximity to Modesto, Oakdale, Turlock, and the greater Central Valley. The property's convenient access to Highway 132 provides efficient connectivity to major employment centers while maintaining the appeal of a quiet, family-oriented community. With entitlement work substantially completed through tentative map approval, a developer can significantly shorten the traditional development timeline and focus resources on final engineering, map approval, and vertical construction. Opportunities offering this level of entitlement progress remain increasingly limited throughout California, making this a compelling acquisition for both regional and national homebuilders. Within close proximity to Waterford High School, Lucille Whitehead Inermediate School and Waterford Plaza Community shopping center.

199 S Pasadena Avenue, Waterford

Listing courtesy of Keller Williams Merced.

$580,000

3 Beds ⋅ 3 Baths ⋅ 2,236 SqFt. ⋅ 226087642 MLS

Welcome to this , stunning renovated 3-bedroom, 3 full-bath estate offers 3,228 sq ft of refined living space on a spacious 14,810 sq ft lot. The 2023 full-floor remodel introduces programmatic hardwood and elegant linoleum flooring throughout, paired with completely redesigned bathrooms that showcase modern fixtures, premium finishes, and timeless appeal. The living room features a dramatic stone-sorrounded fireplace that brings warmth and character. A gernerous entertainment room provides a versatile sanctuary for family gatherings, game nights, or private home theater. Outside, a large built-in gunite pool creates a resort-style backyard oasis perfect for summer evenings and year-round leisure. Se in Waterford's established residential district, this some blends upscale design with everyday comfort.

221 N Western Avenue, Waterford

Listing courtesy of EXIT Realty Consultants.

$499,490

5 Beds ⋅ 3 Baths ⋅ 2,311 SqFt. ⋅ 226087227 MLS

New Construction! August Move In! Welcome to Trestle, D.R. Horton's new community in Waterford! Introducing the Montara floor plan. Plenty of space for everyone in this amazing home design! This home features five bedrooms, three full baths and a total of approximately 2,311 square feet of living space. The front of the home has a private bedroom with a nearby full bath ideal for a quiet workspace or guests. This home contains a roomy living space with a gourmet kitchen and a large eat-in island and pantry for storage. Dining in the great room makes it easy to host and entertain guests. On the second level, you'll find a large loft for leisure and fun, three secondary bedrooms, a full bath with a tub and a laundry space for convenience. The primary bedroom and bath feature an oversize walk-in closet, a large double vanity, a walk-in shower, and a separate water closet. An ample two-car garage and under-the-staircase storage space finish out this fantastic home. No HOA - All homes come with 10-yr ltd warranty. Why pay more? Our upgrades and options in our model homes are standard in all floor plans! (Photos/renderings are of model home or artist conception as this home is under construction)

13004 Crescent Street, Waterford

Listing courtesy of D R Horton America's Builder.

$399,000

3 Beds ⋅ 2 Baths ⋅ 1,296 SqFt. ⋅ 226085616 MLS

* * MOVE IN READY * * Welcome home to 12128 Washington Rd, a beautifully updated 3-bedroom, 2-bath property with fresh interior paint, luxurious new LVP flooring, and brand-new kitchen appliances. This home features a practical single-level layout with ample living space for first-time buyers, growing households, or anyone seeking extra room to spread out. Out front, the expanded driveway is a standout feature, providing abundant space for multiple vehicles, boats, trailers, weekend toys, or even potential RV parking. Step into the backyard and discover a shady covered patio area perfect for relaxing, hosting gatherings, or enjoying quiet evenings outdoors. A storage shed adds valuable extra space for tools, equipment, and seasonal items. Great location near popular shopping, dining and everyday conveniences! This move-in-ready property is an outstanding opportunity to enjoy the best of Waterford living. Come view today!

12128 Washington Road, Waterford

Listing courtesy of Wedgewood Homes Realty.

$399,900

3 Beds ⋅ 2 Baths ⋅ 1,631 SqFt. ⋅ 226079251 MLS

Welcome home to 428 N. Western Ave. in Waterford, CA! Located in the esteemed central valley town with award winning schools, this is a home you do not want to miss. Wow, 3 beds and 2 baths with 1631 square feet of updated living on a large lot with a large deck and BIG backyard!!! You are gonna want to check out this great home, as you enter through the double doors you will fall in love with the open space as the kitchen flows into the large great room with electric fireplace. The LVP flooring that stretches through the home will be something you will cherish and it ads to the overall flow of the home. The kitchen has wonderful quartz counters with updated appliances. Each room is a nice size and has a nice closet and the master bedroom flows into the walk in shower and quartz counter top master bathroom vanity. You can also access the back yard from the master bedroom. The backyard is divided with room for a pool or a nice yard with the other side being set up for a garden area. Located near shopping, schools, parks and just moments from the river walking trail. Come and fall in love with N. Western Ave.

428 N Western Avenue, Waterford

Listing courtesy of PMZ Real Estate.

$430,000

3 Beds ⋅ 2 Baths ⋅ 1,340 SqFt. ⋅ 226078402 MLS

Looking for a move in ready home in a quiet neighborhood? This beautifully remodeled Waterford home can be exactly what you've been looking for! 4 possible bedrooms, 2 bathrooms, 1,340 square feet on a corner lot. New flooring, interior and exterior paint, roof certifications, and pest clearance. This gem is waiting for you!

12200 Quicksilver Street, Waterford

Listing courtesy of EXIT Realty Consultants.

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All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .