Waterford Homes for Sale

Welcome to Waterford, California – a hidden gem nestled in the heart of Stanislaus County! This charming town offers a unique blend of small-town warmth and modern conveniences, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle. With its friendly community, picturesque landscapes, and abundant recreational opportunities, Waterford is not just a place to live; it’s a place to thrive.

Waterford boasts a rich agricultural heritage, surrounded by lush orchards and vineyards that paint a vibrant backdrop to everyday life. Residents enjoy the serene beauty of the nearby Tuolumne River, perfect for weekend picnics, fishing, and hiking. The town’s close-knit community hosts various events throughout the year, fostering a sense of belonging and camaraderie among its residents.

For those considering a move, the real estate market in Waterford is brimming with opportunities. Homes for sale range from charming single-family residences to spacious properties with ample outdoor space, perfect for families and nature enthusiasts alike. Whether you’re looking for a cozy starter home or a more expansive estate, you’ll find a diverse selection of properties that cater to different lifestyles and budgets.

With its affordable housing options, excellent schools, and proximity to larger cities like Modesto and Turlock, Waterford offers the perfect balance of tranquility and accessibility. Discover the charm of Waterford, where your dream home awaits amid the beauty of California’s Central Valley! Come explore the possibilities and make Waterford your new home today!

Newest Waterford Homes for Sale

$458,999

3 Beds ⋅ 2 Baths ⋅ 1,348 SqFt. ⋅ 226094760 MLS

Welcome to this charming, better-than-new, upgraded Mid-Century Modern smart home! This beautifully maintained residence offers 3 bedrooms and 2 full bathrooms, thoughtfully designed for comfortable living and modern convenience. The spacious kitchen features granite countertops, a center island, and ample storage, making it perfect for both everyday living and entertaining. Enjoy the benefits of seller-owned solar, helping to reduce energy costs. For added convenience, the refrigerator, washer, and dryer are included with the sale. Step outside and appreciate the privacy of having no rear neighbors, creating a peaceful backyard setting to relax and unwind. Ideally located near local schools, this home is just minutes from the high school and middle school, and within walking distance to the elementary school. With its desirable upgrades, smart-home features, and prime location, this property is a fantastic opportunity you won't want to miss. Don't miss your chance to make 449 Stein Way your new home!

449 Stein Way, Waterford

Listing courtesy of Coldwell Banker Valley Central.

$999,999

226094512 MLS

MULTI TENANT OWNER USER/INVESTMENT OPPORTUNITY This is a rare opportunity to acquire a highly visible corner commercial property in Waterford, a market with extremely limited commercial inventory. Positioned at the intersection of F Street and Bentley Street, the property benefits from excellent exposure along one of the city's primary commercial corridors. The property includes an existing California ABC Type 20 (Off Beer & Wine) License, and a fully built-out vacant supermarket with a kitchen, providing an ideal owner-user opportunity with immediate occupancy potential. The vacant space is also available for lease, offering flexibility for prospective tenants seeking a move-in-ready retail or food-service location. In addition, the property includes a barbershop and a bakery/coffee shop that generate steady rental income that can help offset mortgage payments. This flexible investment allows a buyer to occupy the supermarket space for their own business while benefiting from existing cash flow, or alternatively lease the vacant space to maximize returns. With its strong visibility, corner location, established tenant base, and value-add potential, the property presents a compelling opportunity for both investors and owner-users seeking long-term growth in a supply-constrained market.

304 F Street, Waterford

Listing courtesy of RCB Real Estate.

$750,000

3 Beds ⋅ 2 Baths ⋅ 2,162 SqFt. ⋅ 226094153 MLS

Welcome home to 236 N Missouri Ave in Waterford, CA! This unique property offers 2,162 sq ft of living space with 3 bedrooms, 2 bathrooms, a living room, and a separate family room featuring a cozy wood-burning stove perfect for those cool Central Valley evenings. A newer HVAC system adds year-round comfort and peace of mind. Set on 8.32 sprawling acres with MID irrigation, there's room to grow, garden, or run livestock. A large barn provides fantastic storage, workshop, or equestrian potential, while a second pad with utilities and a separate septic system already in place opens the door to a guest home, ADU, or additional structure of your choosing. Enjoy the charm and warmth of small-town living with that coveted Waterford feel, great local schools, and just minutes from shopping. Craving city amenities? Modesto is right around the corner, giving you the best of both worlds peaceful acreage living with quick access to bigger-city conveniences. Whether you're dreaming of a hobby farm, an equestrian setup, or simply space to spread out, this property is bursting with potential. Don't miss your chance to make this one-of-a-kind Waterford gem your own!

236 N Missouri Avenue, Waterford

Listing courtesy of Grand Properties.

$399,999

3 Beds ⋅ 2 Baths ⋅ 1,285 SqFt. ⋅ 226094102 MLS

Move-In Ready & Priced to Sell! Don't miss this incredible opportunity to own this charming 3-bedroom, 2-bath home offering 1,285 square feet of comfortable living space at an unbeatable price! Whether you're a first-time homebuyer, downsizing, or looking for a fantastic investment property, this home checks all the boxes. Step inside to an inviting great room concept with vaulted ceilings that's perfect for everyday living and entertaining. The bright kitchen features eat-in dining, creating a warm gathering space. Additional highlights include an inside laundry area, an impressive 3-car garage with plenty of room for vehicles, storage, or hobbies, and a private gated courtyard that's perfect for enjoying your morning coffee or relaxing in the evening. Outside, you'll love the low-maintenance front and back yards, giving you more time to enjoy life and less time doing yard work. Homes in this price range that are clean, move-in ready, and offer this much value don't stay on the market for long! Schedule your showing today before someone else calls this wonderful home their own!

12760 Quicksilver Street, Waterford

Listing courtesy of EXIT Realty Consultants.

$415,000

4 Beds ⋅ 3 Baths ⋅ 1,200 SqFt. ⋅ 226091202 MLS

Welcome to 430 Becky Way in Waterford with recent upgrades including new interior paint, laminate flooring, new countertops, fresh finishes, RV parking, and an in-law suite in the garage with its own separate access. This well-maintained home offers a spacious layout with a large family room that flows into an open-concept kitchen, ideal for both daily living and entertaining. The kitchen features stone counters, a functional peninsula, and ample storage. The home includes a comfortable primary bedroom with a private ensuite, while the main bathroom offers a double vanity and walk-in shower. Situated on a desirable corner lot, the property showcases great curb appeal, along with a welcoming porch and attached garage. The garage conversion includes an extra room and half bath, providing flexible living space. Washer, dryer, and refrigerator are included in the sale. Conveniently located near schools, shopping, and dining, this move-in-ready home is a must-see.

430 Becky Way, Waterford

Listing courtesy of GNN Real Estate.

$419,999

3 Beds ⋅ 2 Baths ⋅ 1,100 SqFt. ⋅ 226088916 MLS

Welcome to 12122 Washington Rd in the charming quiet community of Waterford. This beautifully updated 3/2 single story home offers comfortable living space on a spacious 6,300 sf corner lot. With fresh interior paint, stylish upgrades, and wonderful curb appeal, this home is truly move-in ready. Step inside to discover a bright, inviting interior featuring new durable laminate flooring throughout bedrooms and hallway, fresh paint and an updated kitchen complete with gorgeous quartz countertops and dining bar, stainless steel sink, nice appliances with a gas range, abundant cabinet storage, and a convenient breakfast bar and nook perfect for casual dining, morning coffee or entertaining family and friends. The backyard offers plenty of room to relax, garden or play, featuring raised garden beds and ample ourdoor space to make your own. The generous corner lot also provides possible RV or boat parking adding flexibility for your recreational style. Located in the peacful, rural community of Waterford, you'll appreciate the small town charm, quiet streets, and welcoming atmosphere while still enjoying convienent access to nearby schools, parks, shopping, and communter routes. Whether you are a first time homebuyer, looking to downsize, or searching for a great investment opportunity, this home offers exceptional value, thoughtful updates, and endless potential. Don't miss your opportunity to own this charming move-in ready home!

12122 Washington Road, Waterford

Listing courtesy of PMZ Real Estate.

$580,000

3 Beds ⋅ 3 Baths ⋅ 2,236 SqFt. ⋅ 226087642 MLS

Welcome to this , stunning renovated 3-bedroom, 3 full-bath estate offers 3,228 sq ft of refined living space on a spacious 14,810 sq ft lot. The 2023 full-floor remodel introduces programmatic hardwood and elegant linoleum flooring throughout, paired with completely redesigned bathrooms that showcase modern fixtures, premium finishes, and timeless appeal. The living room features a dramatic stone-sorrounded fireplace that brings warmth and character. A gernerous entertainment room provides a versatile sanctuary for family gatherings, game nights, or private home theater. Outside, a large built-in gunite pool creates a resort-style backyard oasis perfect for summer evenings and year-round leisure. Se in Waterford's established residential district, this some blends upscale design with everyday comfort.

221 N Western Avenue, Waterford

Listing courtesy of EXIT Realty Consultants.

$499,490

5 Beds ⋅ 3 Baths ⋅ 2,311 SqFt. ⋅ 226087227 MLS

New Construction! August Move In! Welcome to Trestle, D.R. Horton's new community in Waterford! Introducing the Montara floor plan. Plenty of space for everyone in this amazing home design! This home features five bedrooms, three full baths and a total of approximately 2,311 square feet of living space. The front of the home has a private bedroom with a nearby full bath ideal for a quiet workspace or guests. This home contains a roomy living space with a gourmet kitchen and a large eat-in island and pantry for storage. Dining in the great room makes it easy to host and entertain guests. On the second level, you'll find a large loft for leisure and fun, three secondary bedrooms, a full bath with a tub and a laundry space for convenience. The primary bedroom and bath feature an oversize walk-in closet, a large double vanity, a walk-in shower, and a separate water closet. An ample two-car garage and under-the-staircase storage space finish out this fantastic home. No HOA - All homes come with 10-yr ltd warranty. Why pay more? Our upgrades and options in our model homes are standard in all floor plans! (Photos/renderings are of model home or artist conception as this home is under construction)

13004 Crescent Street, Waterford

Listing courtesy of D R Horton America's Builder.

$399,000

3 Beds ⋅ 2 Baths ⋅ 1,296 SqFt. ⋅ 226085616 MLS

* * MOVE IN READY * * Welcome home to 12128 Washington Rd, a beautifully updated 3-bedroom, 2-bath property with fresh interior paint, luxurious new LVP flooring, and brand-new kitchen appliances. This home features a practical single-level layout with ample living space for first-time buyers, growing households, or anyone seeking extra room to spread out. Out front, the expanded driveway is a standout feature, providing abundant space for multiple vehicles, boats, trailers, weekend toys, or even potential RV parking. Step into the backyard and discover a shady covered patio area perfect for relaxing, hosting gatherings, or enjoying quiet evenings outdoors. A storage shed adds valuable extra space for tools, equipment, and seasonal items. Great location near popular shopping, dining and everyday conveniences! This move-in-ready property is an outstanding opportunity to enjoy the best of Waterford living. Come view today!

12128 Washington Road, Waterford

Listing courtesy of Wedgewood Homes Realty.

$399,900

3 Beds ⋅ 2 Baths ⋅ 1,631 SqFt. ⋅ 226079251 MLS

Welcome home to 428 N. Western Ave. in Waterford, CA! Located in the esteemed central valley town with award winning schools, this is a home you do not want to miss. Wow, 3 beds and 2 baths with 1631 square feet of updated living on a large lot with a large deck and BIG backyard!!! You are gonna want to check out this great home, as you enter through the double doors you will fall in love with the open space as the kitchen flows into the large great room with electric fireplace. The LVP flooring that stretches through the home will be something you will cherish and it ads to the overall flow of the home. The kitchen has wonderful quartz counters with updated appliances. Each room is a nice size and has a nice closet and the master bedroom flows into the walk in shower and quartz counter top master bathroom vanity. You can also access the back yard from the master bedroom. The backyard is divided with room for a pool or a nice yard with the other side being set up for a garden area. Located near shopping, schools, parks and just moments from the river walking trail. Come and fall in love with N. Western Ave.

428 N Western Avenue, Waterford

Listing courtesy of PMZ Real Estate.

$430,000

3 Beds ⋅ 2 Baths ⋅ 1,340 SqFt. ⋅ 226078402 MLS

Looking for a move in ready home in a quiet neighborhood? This beautifully remodeled Waterford home can be exactly what you've been looking for! 4 possible bedrooms, 2 bathrooms, 1,340 square feet on a corner lot. New flooring, interior and exterior paint, roof certifications, and pest clearance. This gem is waiting for you!

12200 Quicksilver Street, Waterford

Listing courtesy of EXIT Realty Consultants.

$319,900

1 Beds ⋅ 1 Baths ⋅ 648 SqFt. ⋅ 226073820 MLS

Come see this charming and recently updated home located in a quiet, established neighborhood. Situated on a spacious lot with alley access, by county you can build a second home on the land. the property features new gate and graveled RV/trailer parking with two sewer hookups. This property offers excellent owner-occupant or investment potential. The home is currently tenant-occupied paying $1,800 per month. In addition, the property includes a separately rented RV/trailer space with private alley access and utility hookups, generating an additional $1,000. per month in rental income. Recent upgrades include LED lighting, ceiling fans, fresh interior paint, stainless steel appliances, granite countertops, decorative backsplash, laminate flooring, washer, dryer and refrigerator included. Additional features include a spacious laundry room with a closet, smart portable heating and air conditioning unit, electric water heater, living room with a mini-split heating and cooling system, bricks driveway with parking for 2-3 vehicles, and an upgraded 200-amps electrical panel with a new additional utility pole on the property. Offered at $319,900. According to the city of Waterford you can build an ADU UP TO 1200 square feet. Buyer to verify all property information, rental income etc.to their satisfaction. Pictures were taken 5 months ago before tenants move in. Contact your favorite Realtor today to schedule a private showing!

520 D Street, Waterford

Listing courtesy of HomeSmart PV & Associates.

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All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .